2023 No Spend Challenge Printable: Free No Spend Month Tracker Pdf (2024)

If you are looking for a no spend challenge free printable, then look no further. I have a free no spend month tracker (and a no spend week tracker too) that would be perfect for you to keep track of your spending during your no-spend challenge.

Whether you’re doing the No Spend January 2022 (31-day no-spend challenge) or the No Spend November 2022(30-day no-spend challenge) challenge, these no spend month tracker free printables are excellent methods to get you to stop spending.

What is the No-Spend Challenge?

A no-spend challenge is when you consciously choose not to spend any money on anything during the month.

Some challenges are no spending January, no spend summer, or even no-spend November.

People who take part in these no-spending challenges often find themselves spending less than they usually do because it forces them out of their usual routine.

It helps people learn how easy it is to cut back with minimal impact on lifestyle – which makes transitioning into living frugally easier after the challenge.

It is a great way to save money in December by lowering your spending so that you may set more funds aside for the coming year.

These no-spend trackers are the perfect no-stress solution for keeping on track during your no-spend challenge.

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no spend challenge free printables

I’ve created a No spend no-spend tracker PDF to help you keep track of your no-spending challenge.

And the best part is it’s absolutely free. If you’re going on a no-spend challenge, keeping track of one should also be free. Oh well, this is just my opinion, but I hope you will agree with it.

No matter you’re participating in a 30-day no-spend challenge or simply want to put your money skills to the test, these trackers are ideal for you.

Apart from trackers, this PDF document contains additional pages to help you set and maintain your no-spend challenge goal.

What’s included with this No Spend Month Tracker Free Printable?

No spend Monthly Trackers

Two trackers: Both 30 days and 31 days no spend month trackers.

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A challenge goal sheet

Use this to set specific no spending goals for yourself, for example, No spend on weekly movies.

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Your goal should be measurable if possible. It means coming up with specific goals rather than just using vague statements like “I’ll try my best.”

A no spend list for any rule, inclusion and exclusions

Your challenge will be more organized and effective if you prepare for it ahead of time.

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You can use this list to establish any limitations, as well as the things you want/have to exclude from the challenge and those you want to include.

Monthly Assessment Sheet

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A monthly assessment sheet to track no spend month progress like things you did well, areas you need improvement, and goals for the subsequent month.

No spend Weekly Tracker

A weekly no spend tracker for no spend week challenge. Use this weekly tracker to monitor no spending throughout the week.

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If you are just starting, a weekly challenge can be a better place to start. Once you are comfortable with the weekly challenge, you can switch to a monthly no-spend challenge.

How to get this FreeNo Spend Tracker Printable?

To get this Free printable tracker, enter the information below. You will receive an email to download the no spend tracker pdf document.

These are tried and tested printables that many people love as they come with no strings attached! The best part is they’re free so why not give them a try?

Download your free Printable monthly tracker Now

Is there anything else you do to keep track of no spending? If that’s the case, please let me know because I’d be happy to add it here for everyone’s benefit.

No Spend Tracker App

If you don’t like no spend printable trackers, then you can consider using habit tracker apps like Coach.me. These apps can help you build good habits and they can work perfectly with your challenge.

More Budgeting related free printables for you in 2022

If you are looking for more budgeting and money-managing printables, you are in luck, as I have plenty of free printables for you.

The best part is they all have the same appearance, so if you’re creating a binder, they’ll all blend in!

1. DIY Budget Binder: Want to create a budget binder? Here are my budget binder free printables with DIY cash envelopes.

2. Beginner Printable Worksheet: New to budgeting? Check these worksheets to track your monthly finances.

3. Budgeting Printables: This post includes different types of free budget planning printables: templates, worksheets, google sheets, etc.

And please don’t forget to share them as this is how we can help others too!

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2023 No Spend Challenge Printable: Free No Spend Month Tracker pdf
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2023 No Spend Challenge Printable: Free No Spend Month Tracker Pdf (2024)

FAQs

How to do a no spend calendar? ›

For the no-spend challenge, you pay for essentials only for a set period of time. Thirty days is pretty common, so you might hear it called a no-spend month too. Basically you're covering your Four Walls (food, utilities, shelter and transportation) and other necessities, but you're saying no to all the extras.

What is the no spend month rule? ›

There is no set timeframe for a no-spend challenge. January 2024 emerged as No Spend January, when people tried to go the whole month without shopping, eating out or hitting the town. But for others, a weekend or even a day without impulse buying is a victory.

What is the meaning of no spend January? ›

That means no new clothes, no going out to restaurants and no coffee runs. “I wanted to stop the bleed,” Kaden, who is currently doing her fifth No Spend January, told CNN. “I needed food on the table and to pay my mortgage but I didn't need all of the things I was buying.”

How can I save $5,000 in 100 days? ›

The 100-envelope challenge is pretty straightforward: You take 100 envelopes, number each of them and then save the corresponding dollar amount in each envelope. For instance, you put $1 in “Envelope 1,” $2 in “Envelope 2,” and so on. By the end of 100 days, you'll have saved $5,050.

What is the 72 hour rule spending money? ›

If the item falls within your budget, still wait 72 hours before completing the purchase. Save the item in a note or bookmark it and wait to see if you remember after three days. In some cases, you may forget about it altogether, thus saving you money.

What is a no buy challenge? ›

Shopping and errands lead to more shopping and errands. Before you know it, your quest to live a more intentional life is drowned out by stuff. One possible solution is the No-Buy Year, also known as a No-Spend Year: a whole year dedicated to cutting out extraneous purchases in order to reset your spending habits.

What is it called when you don't spend a lot of money? ›

Some common synonyms of frugal are economical, sparing, and thrifty. While all these words mean "careful in the use of one's money or resources," frugal implies absence of luxury and simplicity of lifestyle.

How to do a no buy year? ›

You create specific rules for yourself, which you must follow, but allow you some more flexibility. For example, you might allow yourself to spend $100 on clothing over the year or eat out once a month during a low-buy year. During a strict, no-buy year, these purchases wouldn't be allowed.

How can I get through January with no money? ›

January doesn't have to be a struggle.

Using public transport, quitting smoking, car sharing, raiding the freezer for food instead of buying more and avoiding takeaway treats are also other small ways to save big. You never know, you could adopt money-saving habits that last for the whole year.

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